Fun Summer Campgrounds in Minnesota

Minnesota is a great place to call home… and it’s also a great place to take a little time away from home! This summer, get out and experience the great outdoors in Minnesota. Whether you’re an experienced camper, or it’s your very first time, we suggest trying it at least once! The Minnesota camping environment offers sites that range from full electrical and water hookups to nesting deep in the woods. No matter your experience, or expectation, take a little trip away from home this summer!

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Spirit Mountain

9500 Spirit Mountain Place

Duluth, MN 55810

218-628-2891

Visit Website for Rates & More Info: http://www.spiritmt.com/camping

Spirit Mountain is nestled in a forest on the western high point of Duluth, MN. The campground overlooks Lake Superior & the St. Louis Bay. The campground offers walk-in tenting as well as 73 campsites with fire pits, picnic tables and electricity. Thirty-nine sites have water hook-ups, and two shower buildings offer 24-hour convenience.

Activities :

  • Hiking & Biking Trails
  • Aerial Lift Bridge
  • Spirit Mountain Adventure Park
  • Timber Twister- Alpine Coaster
  • Timber Flyer- Zip Line
  • 9 Hole Mini Golf Course
  • Scenic Chairlift Rides
  • Riverside Bar & Grill (Year-Round Restaurant)
  • Downtown Duluth
  • Canal Park, Bayfront Park, the Lakewalk, shopping

Bluff Valley Campground

61297 Bluff Valley Rd.

Zumbro Falls, MN 55991

(800) 226-7282

Visit Website for Rates & More Info: www.bluffvalley.com

Bluff Valley Campground is tucked within the South Eastern Minnesota bluffs along the Zumbro river. The campground offers 275 water and electric sites.

Activities:

  • Inner Tubing
  • Driving Range
  • Hiking Trails
  • Karaoke
  • Arcade
  • Heated Swimming Pool
  • Rock Climbing
  • Skate Park
  • Ceramics, movies, arts & crafts
  • Live Music

Bear Head Lake State Park

9301 Bear Head State Park Road

Ely, MN 55731

Visit Website for Rates & More Info: http://www.dnr.state.mn.us/state_parks/bear_head_lake/camping.html

Bear Head Lake State Park is located right on the edge of the wilderness near Ely. The location means you might see a black bear or nesting eagles and hear wolves or moose in their natural habitat. Bear Head Lake State Park offers 73 Semi-Modern Sites, 45 Electric Sites, 4 Backpack Sites, 2 Canoe Sites, and 1 Group Camp Site. The campground also offers a few cabins, and shower and toilet facilities.

Afton State Park

6959 Peller Avenue South

Hastings, MN 55033

Visit Website for Rates & More Info: http://www.dnr.state.mn.us/state_parks/afton/index.html

Want a workout before you even get to your campsite? Throw all your gear on your back and hike through the beautiful prairie to reach your site in the bluffs of the St. Croix River. Camping in Afton State Park is truly “roughing it” with no flush toilets and no showers. The campground is close to the cities, but you get a true sense of the wild.

Activities:

  • Hiking the river bluffs
  • Swimming Beach
  • Four-Stage Geo-Cache

Whitewater State Park

19041 Highway 74

Altura, MN 55910

(507) 932-3007

Visit Website for Rates & More Info: http://www.dnr.state.mn.us/state_parks/whitewater/index.html

Whitewater Sate Park is situated in the picturesque limestone bluffs and deep ravines. The park is over 2,700 acres and full of wildlife. The campsite offers everything from tent sites to cabins.

Activities:

  • Sandy Swimming Beach
  • Hiking Trails- Multiple Levels
  • Cross-Country Skiing & Snowshoeing (Winter)
  • Interpretive Programs
  • Visitor Center (Self-Guided or Guided Tours)

Happy Camping!

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HARP Refinance Program

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The time to act is right now! HARP, a refinance program that has been around since April, 2009, can assist homeowners who owe more on their homes then the homes are worth! HARP stands for “Home Affordable Refinance Program/Plan” and allows you to refinance your home at low rates, and reduce your payment. The program is also known as Making Home Affordable, the Obama Refi, A Better Bargain For U.S. Homeowners, DU Refi Plus, and Relief Refinance.

The basic HARP Requirements are as follows:

  1. The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
  2. The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
  3. The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
  4. The borrower must be current on the mortgage at the time of the refinance, with no late payment in the past six months and no more than one late payment in the past 12 months.

The reason to act now, is that this program is set to expire on December 31st, 2015.

Here are some benefits to the program:

  • The average monthly savings for most eligible Americans is $250.
  • Many homeowners not only save every month, but depending on their current rates, they can also shorten their term.
  • Deferred payments – typically, one or two payments are skipped / deferred as well.

Our trusted loan officer John Roehrich with Homes Mortgage has offered some wonderful thoughts and insights on this program:

If your current mortgage was originated prior to May 31st, 2009 and you are paying more than 5.00% on your loan, we can definitely put you in a better financial position.  By removing the need for an appraisal, HARP loans are the fastest and least expensive way to start saving money immediately.  Interest rate today are still at incredible levels but most expect them to increase throughout the year so don’t delay and give me a call right away.  I can let you know exactly how much money you will save right on the first phone call

If you are interested in talking with a trusted lender about this program, please contact John Roehrich.

John Roehrich
Mortgage Planner NMLS: 300490
Homes Mortgage  NMLS: 298853
Office       651-748-3706
Cell       612-396-2578
Fax       651-766-5201
jroehrich@homesmortgage.net
www.MNmortgageplanner.com

References:

1. http://joemetzler.com/harp-refinance-mn.htm
2. http://lifestylejournal.com/act-now-to-refinance-your-home-before-rates-rise/?aff=1169&lturl=1&sub=BTT777&utm_medium=myfox-myfoxtwincities
3. http://themortgagereports.com/259/harp-making-home-affordable-guidelines

Blaine Market Insider

Blaine is in Anoka County in the state of Minnesota.Blaine can be accessed from several major roadways in the Twin Cities, including Minnesota State Highway 65, Interstate 35W, University Avenue, Lexington Avenue, Hamline Avenue, U.S. Highway 10, and Minnesota State Highway 610. According to the 2010 census, Blaine has a population of around 57,000 people. The city is home to the National Sports Center which is a major sports facility attraction. 

Real Estate Trends: 

The average price per square foot for the city of Blaine is around $165, which has increased 18.7% in the last year. The median sales price for a home is around $230,000. Currently, the average listing prices in the area have increased, and the sales price has decreased.

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Currently, the most popular neighborhood in the area is “The Lakes”. This neighborhood features homes built by Hans Hagen with multiple styles and layouts. The Lakes is one of the largest developments ever undertaken in the State of MN. The community offers 170 acres of water, 15 miles of walking/biking paths, 8 parks, a beach and retail area, and 20 distinct neighborhoods. The neighborhoods offer lower-priced town homes, million dollar single-family homes, and everything in-between!

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There are currently around 300 resale and new homes in Blaine on Trulia, including 16 open houses, as well as 107 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process.

Blaine is a wonderful and safe place to live! There are only two recorded crimes in the recent past, and both are been labeled “non-violent”.  Below shows the crimes listed (both violent & non-violent). This is an important consideration when looking to purchase a home!

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If you are interested in more housing-specific data, (current homes on the market, sold listings, popular listings, foreclosures and short sales, and more) please view our community page at:http://www.ericksonteamhomesearch.com/mimarket/zip/55434/.

If you are interested in searching for homes, or comparing your home to others in the area, please try our search tool: http://www.ericksonteamhomesearch.com/search/

If you are interested in talking with a professional real estate team, give us a call today! 651-269-3487 or Sandy@SandyErickson.com

Click below to visit our website:

www.ericksonteamhomesearch.com

Sandy Erickson Real Estate Team of Keller Williams Integrity Realty

Market Data Info From:

http://www.ericksonteamhomesearch.com

http://www.trulia.com/real_estate/Blaine-Minnesota/