Tag Archives: Sandy Erikson Real Estate

How to Prevent Clothes Dryer Fires

Cleaning your dryers should be done on a regular basis.  An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated 5 deaths, 100 injuries, and $35 million in property loss.

Clothes dryer fire incidences in residential buildings was higher in the fall and winter months, peaking in January at 11 percent. Failure to clean (34%) was the leading factor contributing to the ignition of clothes dryer fires in residential buildings. Dust, fiber, and lint (28%) and clothing not on a person (27%) follow.

Here are a three easy ways you can keep your dryer fire free this winter:

  • Ensure you’re using the proper transition duct. One very important piece for dryer safety is the transition duct; this hooks the dryer to the dryer ducting. Remember just because you can buy in the box store does not make it proper or safe. Many of the cheap transition ducts are dangerous and may void warranties on your dryer. The International Mechanical and Residential Building Codes specify “UL2158A Listed” materials to be considered as code compliant. Listed products should meet and/or exceed flame-burning tests of at least 430 degrees Fahrenheit.

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  • Clean your lint screen. This screen should be cleaned each time to dry a new load. Be thorough—even if there is only a little lint on the screen, wipe it away.
  • Clean your vent line. This line connects from the wall behind your dryer to the outside flap. If you are unable to clean it yourself, you may hire a professional to do this for you,

How Much of a Down Payment Should I Have to Buy a Home?

When you think of purchasing a house, the number one challenge most potential homebuyers have to think about is their down payment. Homebuyers are typically required to contribute a down payment equal to 3-20% of the sales price of the home. Low down payment options are real and they represent a significant portion of today’s purchases. However, even if you can get a low down payment loan, is it a good idea? Not necessarily. Let’s see the difference between putting a 20% down payment to having a low down payment.

  • The larger your down payment, the less you have to borrow, and therefore, the lower your monthly payments. You pay less over the life of the loan.
  • If you have a very small down payment, you will be eligible for fewer types of mortgages and may be charged a higher interest rate.
  • For any down payments less than 20%, you will be asked to pay Private Mortgage Insurance. This insurance safeguards the lender should the borrower be unable to keep up the monthly mortgage payments, resulting in less of a financial loss to themselves.
  • The bigger the down payment builds an instant equity the property when you purchase it, which safeguards you if the market turns down temporarily.

So having presented with these, the down payment also acts as a reality check: if you haven’t been able to save for even a minimal 3% amount for down payment, you should ask whether you are financially ready to buy a house. Education is the key. Knowing more how down payments are determined and knowing all your options can save you from a lot of stress and debts in the future. Be sure you are ready and financially secure before you dive into purchasing a home.

Do you want to learn more about preparing your finances to purchase a home? Or do you want to know how much you would qualify for TODAY? We partner with a wonderful lender who can provide information to you in a no-pressure environment! Just send us an email or give us a call so we can introduce you!

Sandy Erickson Real Estate Team of Keller Williams Realty
Direct: 651-269-3487
Email: Sandy@SandyErickson.com
Website: http://www.ericksonteamhomesearch.com

New Listing! 6608 Lower 12th Street N Oakdale, MN 55128

New Listing!

6608 Lower 12th Street North

Oakdale, MN 55128

Price: $210,000

6608 Lower 12th

This home offers bountiful space, loads of natural light, and is located in a stellar neighborhood. This home features 3 bedrooms up, a master with an attached bath, and a beautiful walkout family room to a large and open backyard w/ fire pit. The large 4th level bedroom offers lookout windows and a full bathroom, perfect for guests, a renter, or a teen. Look forward to spending time outdoors with a multilevel deck, and look forward to spending time indoors with plenty of space to grow and enjoy!

For more property information, visit this link:
http://www.ericksonteamhomesearch.com/listing/mlsid/152/propertyid/4531012/

For any questions regarding this property call us at 651-269-3487, or feel free to email us at Sandy@SandyErickson.com

Sunny living room on main level - large windows facing front of home.
Sunny living room on main level – large windows facing front of home.
Master bedroom with walk-thru bath
Master bedroom with walk-thru bath
Lower level family room with closets - great storage!
Lower level family room with closets – great storage!
Large fourth level bedroom with lookout windows. Great for guests, renter or teenagers.
Large fourth level bedroom with lookout windows. Great for guests, renter or teenagers.

Blaine Market Insider

Blaine is in Anoka County in the state of Minnesota.Blaine can be accessed from several major roadways in the Twin Cities, including Minnesota State Highway 65, Interstate 35W, University Avenue, Lexington Avenue, Hamline Avenue, U.S. Highway 10, and Minnesota State Highway 610. According to the 2010 census, Blaine has a population of around 57,000 people. The city is home to the National Sports Center which is a major sports facility attraction. 

Real Estate Trends: 

The average price per square foot for the city of Blaine is around $165, which has increased 18.7% in the last year. The median sales price for a home is around $230,000. Currently, the average listing prices in the area have increased, and the sales price has decreased.

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Currently, the most popular neighborhood in the area is “The Lakes”. This neighborhood features homes built by Hans Hagen with multiple styles and layouts. The Lakes is one of the largest developments ever undertaken in the State of MN. The community offers 170 acres of water, 15 miles of walking/biking paths, 8 parks, a beach and retail area, and 20 distinct neighborhoods. The neighborhoods offer lower-priced town homes, million dollar single-family homes, and everything in-between!

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There are currently around 300 resale and new homes in Blaine on Trulia, including 16 open houses, as well as 107 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process.

Blaine is a wonderful and safe place to live! There are only two recorded crimes in the recent past, and both are been labeled “non-violent”.  Below shows the crimes listed (both violent & non-violent). This is an important consideration when looking to purchase a home!

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If you are interested in more housing-specific data, (current homes on the market, sold listings, popular listings, foreclosures and short sales, and more) please view our community page at:http://www.ericksonteamhomesearch.com/mimarket/zip/55434/.

If you are interested in searching for homes, or comparing your home to others in the area, please try our search tool: http://www.ericksonteamhomesearch.com/search/

If you are interested in talking with a professional real estate team, give us a call today! 651-269-3487 or Sandy@SandyErickson.com

Click below to visit our website:

www.ericksonteamhomesearch.com

Sandy Erickson Real Estate Team of Keller Williams Integrity Realty

Market Data Info From:

http://www.ericksonteamhomesearch.com

http://www.trulia.com/real_estate/Blaine-Minnesota/

 

Inver Grove Heights Real Estate Market

Inver Grove Heights, Minnesota is in Dakota County just 9 miles southeast of Saint Paul, making it a popular suburb to live in. The city is conveniently located close to major attractions, including: Downtown Saint Paul (5 minutes), The Mall of America (10 minutes), and Downtown Minneapolis (<20 minutes). It is one of 186 cities and townships in the seven-county Minneapolis-Saint Paul metropolitan area.

As of 2010, there were around 33,880 people in the Inver Grove Heights area. The median sales price for homes this past year was right around $180,000. The median sales price of home has increased, and the number of sales have increased.

Below is a picture of homes both “for sale” and “sold” in the Roseville area. Out of 25 homes for sale, the average listing prices is around $280,000. When looking at 25 recent sold homes in the area, the average sold price was $210,000.

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Recent Listings

Inver Grove Heights neighborhoods are a safe place to live! The crime rate in the city is very low. Below is a picture of crimes that have been recorded in the area. There are no recent crimes listed (both violent & non-violent). This is extrememly important to keep in mind when purchasing a home. The city has crime rates well below county and state averages!

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Map of crime rate. Inver Grove Heights.
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Crime Rate Compared to State.

The market view for Inver Grove Heights is in good standing. Over the past week, the average listing price has dropped a bit, but it varies from week to week. On the positive side, the median sales price has gone up.

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Market View for 55076

Comparing Inver Grove Heights to other locations in Dakota county is also something important to look at. Inver Grove Heights is in the “top 5”  for popular zip codes in Dakota county.

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Home Prices for Dakota County

The area also has wonderful school ratings. Below are popular schools in the area as well as ratings.

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Schools in the area.

If you are interested in more housing-specific data, (current homes on the market, sold listings, popular listings, foreclosures and short sales, and more) please view our community page at: http://www.ericksonteamhomesearch.com/mimarket/zip/55076/

If you are interested in searching for homes, or comparing your home to others in the area, please try our search tool: http://www.ericksonteamhomesearch.com/search/

If you are interested in talking with a professional real estate team, give us a call today! 651-269-3487 or Sandy@SandyErickson.com

Click below to visit our website:

www.ericksonteamhomesearch.com

Sandy Erickson Real Estate Team of Keller Williams Integrity Realty

Market Data Info From:

http://www.ericksonteamhomesearch.com
http://www.trulia.com/real_estate/InverGroveHeights-Minnesota/community-info/